Meet Vivi.
The AI money genius that fits in your pocket
The first AI Powered Account.
The only way to Spend, Save, Earn & Travel with one app & One Card
No need to move banks, use Vivi alongside your current bank.
New!Vivi AI
Get Vivi NowGet Vivi Now
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Manage all your finances with a single app & account
Round-Up spare change into savings
Use your card around the corner or across the globe with no fees
Create single-use virtual cards to stay safe when shopping online.
Set up easy spending limits
See upcoming subscriptions & bills
See detailed analytics & spending data
Boost your savings with up to 8% interest on your money
Meet Vivi AI.
Hey Vivi, ...
Ask Vivi anything
Vivi can create you a personalised budget just ask.
"Where exactly did my money go?" just ask and get real answers
Works with all your dusty old banks connected accounts
Vivi analyses your spending and even predicts future spend
Your data is never shared outside of Vivi, 100% anonymous
A card for everyone & everything
Vivi is as secure as it gets.
State of the art bank-grade technology & security solutions.
We use the latest cryptography and encryption techniques to keep your money & data safe.
We use the latest cryptography and encryption techniques to keep your money & data safe.
What is Vivi?
Vivi combines all your finances into one app & we make it better
Imagine a transaction account that won’t charge you meaningless fees or put you in a box because of what you earn.
One that isn’t tied up on old systems, branches, and advisors.
That’s Vivi.
Here, you’re managing your money through one single app.
We’re giving you the control of your money back so you can make the most out of it.
Get Vivi NowGet Vivi NowOne that isn’t tied up on old systems, branches, and advisors.
That’s Vivi.
Here, you’re managing your money through one single app.
We’re giving you the control of your money back so you can make the most out of it.
Spend with confidence
Keep your spending on track with smart tools to help track your spending & manage your money better
Split bills in a few taps
In just a few taps easily split any payment with as many other Vivi users as you'd like.
Generate Single-Use Virtual Cards
Instantly create & delete single use virtual cards. Deleted after their first use, allowing you to hide your real card details when shopping online.
Send & Request Money From Other Vivi Users
When you sign up to Vivi you will get a unique Vivi cashtag which is used to send & request money from other Vivi users instantly.
Detailed Spending Insights
Vivi will automatically categorise your spending for you so you know exactly where your money is going.
Track regular expenses & even detect upcoming payments automatically
Track regular expenses & even detect upcoming payments automatically
Easy Budgeting
Set up Daily, Weekly or Monthly budgets based on categories and never lose track of your spending.
Vivi will also send alerts when you’re spending too fast (if you want them).
Vivi will also send alerts when you’re spending too fast (if you want them).
Round-Up Spare Change Into Savings
Round-up spare change from purchases into a savings pot automatically & reach your goals more quickly.
Additional 5% on-top of all roundups every time you spend.
Every time you round-up spare change from a purchase with your Vivi card, we will give you an extra 5% on-top of your round-up.
Travel made simple
Spend less, experience more
Use your Vivi card around the corner, or across the globe.
Take your Vivi card & account anywhere and have peace of mind knowing you have the best available rates.
Take your Vivi card & account anywhere and have peace of mind knowing you have the best available rates.
No fees or markups on all international purchases, we give you the direct Mastercard® exchange rate
No need for extra cards or accounts, Use your Vivi card Anywhere in the world that accepts Mastercard®
Vivi Flex - Fee Free Overdraft
Up to $200
when you're in a pinch
Use your Vivi card around the corner, or across the globe.
Take your Vivi card & account anywhere and have peace of mind knowing you have the best available rates.
Take your Vivi card & account anywhere and have peace of mind knowing you have the best available rates.
Peace of mind when your running low on cash
Doesn't just work with card purchases, use Vivi Flex when sending money too
Completely Fee-Free when you pay it back in 30 days
Just launched Vivi AI.
Say hey to Vivi
An AI assistant that lives alongside all your accounts, not just your Vivi ones.
Ask Vivi anything.
Hey Vivi, make me a budget
Hey Vivi, what did I spend last week
Hey Vivi, how can I save more
Hey Vivi, I love you 🫶
Ask Vivi anything.
Hey Vivi, make me a budget
Hey Vivi, what did I spend last week
Hey Vivi, how can I save more
Hey Vivi, I love you 🫶
Chat over text or voice
Knows everything about your finances like a wizzzard
Use the mortgage rescue function to find a better deal on your home loan
Coming Soon Investing made easy
The easiest way to invest in Crypto, Stocks & Carbon Credits
We are changing the game when it comes to investing, no more separate accounts and apps.
Vivi provides instant access to invest in Crypto, Stocks & in an Australian first Carbon Credits — without the hassle or the fees.
Vivi provides instant access to invest in Crypto, Stocks & in an Australian first Carbon Credits — without the hassle or the fees.
Simply better savings
Get up to 6% interest on your money
Set money aside for that special something, somewhere or someone. Keep your pots separate from your spending. You can also set up recurring transfers or maybe you want to round-up spare change and send the difference to designated savings pot.
With exclusive access to High Net Worth Fixed Income funds, Vivi customers can earn 6-8% p.a at call. No other account offers such security and returns at call.
Create up to 10 different savings pots and keep on top of your money
Set savings goals to reach them faster
Claim your unique Vivi Cashtag before it's gone.
$will
$zach
$jayden
$pendricklamar
$caredofchange
$killbills
$will
$zach
$jayden
$pendricklamar
$caredofchange
$killbills
$will
$zach
$jayden
$pendricklamar
$caredofchange
$killbills
$will
$zach
$jayden
$pendricklamar
$caredofchange
$killbills
Turn heads with a sleek metal card
Cards that make a statement
Standard
Pay nothing (Free)
Keep it simple, keep it clean.
A card for everyone.
Get Vivi NowGet Vivi Now
Artist Series
Pay nothing (Free)
Special edition Art card designed by Ozzy Wright
Get Vivi NowGet Vivi NowPrivacy, Security & Support for today
Privacy, Security & Support at the core of Vivi
Support your way
We have a contact centre, not a call centre, connect with us the way you want, text, call, email.
Manage your money your way.
Manage your money your way.
Security built in
State of the art bank-grade technology & security solutions to keep your money & data safe.
Privacy is a fundamental human right. At Vivi, it’s at the core of everything we do.
Some frequently asked questions about Vivi
FAQ
How safe is Vivi?
Security & Privacy is at the core of everything we do.
All our systems are using the latest security technology & cryptography techniques to keep your money & data safe.
Can I use my Vivi card overseas?
Yes! This is one of Vivi's core features, you can use your card anywhere in the world & the best part is that we won't charge any fees.
*Excludes ATM Operator Fees.
How much does Vivi cost?
Vivi is free on the standard plan.
There are 4 cards, which one do I get?
Both the regular black plastic card & the artist card are available for free on the standard plan.
You will need to upgrade your account to Vivi Plus to get the Steel Metal Card in Space Grey or Ice White.
Vivi Plus also provides other benefits. (See app for more details)
How does the interest on the savings work?
Vivi has partnered with one of Australia's largest fixed income funds Mutual Ltd to provide access to high-networth funds usually only accessible with a minimum deposit of $250k.
With Vivi, there are no hoops, no minimums, no special requirements & definitely no lock-ins, simply sign up for a Vivi account to get access to up to 8% interest.
How do I split bills?
Simply tap on any transaction and press the "Split Bill" button. From there you can enter the cashtags of other Vivi users & how much they owe.
It's really that easy.
Bill splitting works on transactions from any account, not just the Vivi Spend account.
When can I get Vivi?
Vivi is available right now on the App Store & coming soon to android and Google Play
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